Spread the cost. No interest, no fees.

Ayan Pay is unregulated credit. Please use responsibly. Late or missed payments may have a negative impact on your credit score. T&Cs, eligibility criteria apply.

Bring comfort
to your home with ayan Pay

Transparent financing to make you feel at home

1

Customise and Apply

Use our calculator to apply for your desired amount and repayment term.

2

Get Approved

We’ll assess your application and provide you with a credit limit and term options.

3

Select and Shop

Explore our list of Ayan Pay Partners and choose the product and merchant that best suit your needs.

4

Complete your purchase

Finalize the agreement, make your first payment, and enjoy your product!

NO HARD CREDIT CHECK
No impact on your credit score when you apply
USE NOW, PAY IN 12
Get what you need right away, without the upfront cost
NO LATE FEES
We are 100% Halal. No sneaky charges and no penalties
Ayan Pay lends you a fixed amount of credit so you can pay for your purchase over fixed instalments. Ensure you can make repayments on time. You must be 18+ and a permanent UK resident (excl. Channel Islands).  T&Cs, and other eligibility criteria apply.  Late or missed payments may have a negative impact on your credit score and may affect your ability to use Ayan Pay in the future, and your details may be passed onto a debt collection agency working on Ayan Pays behalf. Ayan Pay is credit that is not regulated by the Financial Conduct Authority.
Hand picked partners, offering Ayan Pay

Ider Furniture

https://www.iderfurniture.co.uk/

House 2 Home

https://h2hfurniture.com/

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Efsane Home Furniture
453, 457 Lordship Ln, London N22 5DJ
Serhat Furniture
470 Lordship Ln, London N17 7QY
Royal Furniture
unit 7, 10 Manor Rd, London N16 5SA
Ider Furniture
IDER FURNITURE 11E HIGH STREET, BARNET, EN5 5UJ
Billboard Furniture Dagenham
Unit 29, Heathway Shopping Centre, Dagenham, RM10 8RE
Billboard Furniture Romford
Unit 6, Mercury Mall, Romford, RM1 3EE
Billboard Furniture Tottenham
512 High Street, Tottenham, N17 9SX
Billboard Furniture Holloway
Unit 11, Nags Head Centre, Holloway, N76PZ
Billboard Furniture Lewisham
Unit 20, Lewisham Shopping Centre, Lewisham, SE13 7EP
Billboard Furniture Dalston
Unit 9, Kingsland Shopping Centre, Dalston, E8 2LX
House 2 Home Brixton
409-411 Brixton Rd, London SW9 7DG
House 2 Home Camberwell
7-11 Camberwell Road, Camberwell SE5 0EZ
Sky Living
Unit 124-125 Whitgift Centre, Croydon, CR0 1UT, United Kingdom
Billboard Furniture Peckham
Unit 2, 117-125 Rye Lane, Southwark, London, SE15 4ST, United Kingdom

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Efsane Home Furniture
Efsane Home Furniture
Serhat Furniture
Serhat Furniture
Royal Furniture
Royal Furniture
Ider Furniture
Ider Furniture
Billboard Furniture Dagenham
Billboard Furniture Dagenham
Billboard Furniture Romford
Billboard Furniture Romford
Billboard Furniture Tottenham
Billboard Furniture Tottenham
Billboard Furniture Holloway
Billboard Furniture Holloway
Billboard Furniture Lewisham
Billboard Furniture Lewisham
Billboard Furniture Dalston
Billboard Furniture Dalston
House 2 Home Brixton
House 2 Home Brixton
House 2 Home Camberwell
House 2 Home Camberwell
Sky Living
Sky Living
Billboard Furniture Peckham
Billboard Furniture Peckham

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CALCULATE YOUR MONTHLY PAYMENTS

Cost of purchase
Down payment

£0

Spread into
£5,000
today
£229
per month
down payment
156 monthly payments
Total repayable

£0

Interest & fees

£0.00

Next step ->
Ayan Pay lends you a fixed amount of credit so you can pay for your purchase over fixed instalments. Ensure you can make repayments on time. You must be 18+ and a permanent UK resident (excl. Channel Islands). T&Cs, and other eligibility criteria apply.  Late or missed payments may have a negative impact on your credit score and may affect your ability to use Ayan Pay in the future, and your details may be passed onto a debt collection agency working on Ayan Pays behalf. Ayan Pay is credit that is not regulated by the Financial Conduct Authority.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

DRIVING CHANGE, ONE CUSTOMER AT A TIME

The Ayan team combines decades of expertise in Islamic finance and tech. Discover who we are and what drives us
ABOUT AYAN
10 years
of experience
3 million
people served
Lenders, not brokers
We're at:
4th Floor, 1 Kingdom Street
Paddington Central,
London W2 6BD
Contact us:
WhatsApp/Phone:
+44 20 3802 0292
Open:
Mon-Fri: 9:00 AM - 6:00 PM
Sat: 9:30 AM - 3:30 PM
Closed Sundays
SEE ALL
What is Ayan Pay?
How do I apply for Ayan Pay?
How does Ayan Pay work?
Choose the plan that works for you
What is the cost of choosing Ayan Pay?
Is a Credit Check required?
What happens if I want to delay my payment date?
What happens if I am late with a payment?
How do refund works if I return an item or cancel a service?
What happens if I can't pay on time?
What happens if the service or goods I paid for is unsatisfactory?
What should I do if I am unable to make payments this month?
Who do I contact if I have a compliant?